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Our Terms, Your Rights on predictz

predictz operates under a clearly defined legal framework so you always know where you stand — your data, your account, and your activity are governed by policies written…

Privacy PolicyTerms of UseCookie PolicyAccount ConditionsJurisdiction Notice

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How Our Legal Policies Apply to You

predictz Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

When you open an account with predictz, you agree to our Terms of Use and Privacy Policy, both of which govern how your data is collected, stored, and used. Our policies are written to reflect Indian consumer expectations and applicable statutory requirements. Any transaction you make

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— whether via UPI, Paytm, or PhonePe — falls under our account agreement, which sets out processing timelines, dispute resolution steps, and the conditions under which accounts may be reviewed or suspended. We update these terms when regulatory requirements change, and we notify you at your
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registered contact before material changes take effect. You have the right to review the current version of any policy at any time by visiting this page.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

LEGAL CONTACT PATHS

Reach Us for Policy Queries

If you have a question about how a specific policy applies to your account, need to request a data correction, or want to understand how a recent update affects you, our policy…

Email Support Send your legal or privacy query to our dedicated policy team via email. Include your registered account details so we can locate your file and respond accurately within 48 hours.

Live Chat Connect with a support agent through live chat on the predictz platform. Agents can confirm which policy version applies to your account and escalate data requests to the privacy team.

Formal Written Request For data access, deletion, or correction requests under applicable law, submit a written request through our account settings portal. We process formal requests within the timeframe required by Indian data protection law.

ACCOUNT SECURITY STANDARDS

How predictz Handles Your Data and Account

We apply specific technical and procedural controls across data handling, cookies, account security, and retention so your information is managed responsibly and in line with applicable Indian regulations.

Data Handling

We collect only the information required to operate your account — name, contact details, payment references, and activity logs. Your data is stored on secured servers and is not sold to third parties under any circumstances.

Cookie Policy

Our site uses functional and analytics cookies to maintain session continuity and understand how pages are used. You can adjust cookie preferences from the settings panel; disabling non-essential cookies will not affect your ability to log in or transact.

Account Security

Each account is protected by two-factor authentication options and session timeout controls. We monitor login patterns and will flag unusual access attempts, sending an alert to your registered mobile number or email before any action is taken.

Data Retention

Account data is retained for as long as your account remains active and for the period required by Indian financial and tax regulations after closure. Transaction records linked to UPI, Paytm, or PhonePe payments are kept for the statutory minimum period.

Policy Contact

Our designated Data Protection contact can be reached via the email address listed in the Privacy Policy document. Queries about how specific data is used, who it is shared with, or how long it is kept are handled directly by this team.

Requesting Changes

You can request access to your personal data, ask for corrections, or initiate a deletion request through the account settings portal or by contacting our policy team. We confirm receipt within 24 hours and complete requests within the legally required window.

Legal Questions We Hear Most Often

These are the policy and rights questions that come up most frequently. If your question is not covered here, our policy team is reachable via email or live chat for a direct response.

We collect your name, email address, mobile number, and payment identifiers such as your UPI handle or Paytm number. We also log activity records tied to your session for security and regulatory compliance purposes.

Yes. Submit a data access request through your account settings or by emailing our policy team. We will provide a structured summary of the data we hold within the period required under applicable Indian data law.

Log into your account and use the Data Request option under settings, or contact our policy team directly via email. Corrections are processed within 48 hours; deletion requests follow the statutory timeline and may retain transaction records where the law requires.

We share data only with payment processors — including UPI networks, Paytm, and PhonePe — and with fraud-detection partners where required to operate your account securely. We do not sell personal data to advertisers or data brokers.

After account closure, we retain transaction records and identity verification data for the period mandated by Indian financial regulations, then delete the remaining personal data. You will receive a confirmation once the deletion is complete.

We send a notice to your registered email or mobile number before any material policy change takes effect, explaining what changed and why. Continued use of the account after the effective date constitutes acceptance of the updated terms.

Access depends on local law and is available where local law permits. We recommend checking the eligibility conditions in your specific state before opening an account, as regulations governing online platforms may vary by region.

Our Terms, Your Rights on predictz

Reach Us for Policy Queries

How predictz Handles Your Data and Account

Data Handling

Cookie Policy

Account Security

Data Retention

Policy Contact

Requesting Changes

Legal Questions We Hear Most Often

01 What personal data does predictz collect when I open an account?

02 Can I request a copy of the data predictz holds about me?

03 How do I ask predictz to correct or delete my personal data?

04 Does predictz share my data with third parties?

05 What happens to my data if I close my account?

06 How does predictz notify me when the terms or privacy policy change?

07 Is access to predictz available across all Indian states?

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